Disclosure

Nelnet, Inc. Investor Relations Disclaimer

This Investor Relations Web site and the data, reports, and hyperlinks contained herein are being furnished by Nelnet, Inc. because some information is required by SEL/NYSE rules, and other items (i.e., hyperlinks) are for convenience for informational purposes and for the convenience of investors and are subject to the Terms of Use for the Nelnet Web site. The third-party hyperlinked sites are not under the control of Nelnet, nor is Nelnet responsible for their content, including other hyperlinked sites. Nelnet reserves the right to terminate any hyperlink or hyperlinking program at any time. Nelnet does not necessarily endorse any company, product, or service referred to in a site to which Nelnet hyperlinks. If you decide to access any of the third-party sites to which our site hyperlinks, you do so entirely at your own risk.

The information and content contained on this site does not constitute an offer or a solicitation of an offer for the purchase or sale of any Nelnet securities.

Cautionary Statement Pursuant to Safe Harbor Provisions of the Private Securities Litigation Reform Act of 1995

Information contained on this Web site, other than historical information, may be considered forward-looking in nature and is subject to various risks, uncertainties, and assumptions. Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results might vary materially from those anticipated, estimated, or expected. Among the key factors that might have a direct bearing on Nelnet's operating results, performance, or financial condition are changes in terms of student loans and the educational credit marketplace, changes in the demand for educational financing or in financing preferences of educational institutions, students and their families, or changes in the general interest rate environment and in the securitization markets for education loans, and other risk factors discussed in our most recent Annual Report on SEC Form 10-K, as supplemented in subsequent reports on SEC Form 10-Q and 8-K. All forward-looking statements attributable to Nelnet are expressly qualified by this cautionary statement and Nelnet claims the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform Act of 1995.

All forward-looking information included on this Internet site speaks only as of the date shown on such information. We do not undertake any obligation or commitment to update such information after it is posted or to remove such information from this site if it is no longer accurate or complete, except as might be required by law.